Best Homes for Retirees in Morro Bay: Coastal Living at Every Price Point

If you’re looking to retire in Morro Bay, you’re in for a treat. This charming coastal town offers stunning ocean views, a mild climate, and a relaxed lifestyle perfect for retirees. Whether you want a low-maintenance condo, a cozy single-level home, or a sprawling retreat with extra space for family, there’s a home to match your needs. Here’s a look at the best homes available for retirees in Morro Bay.

Affordable & Low-Maintenance Options

If you’re looking for a budget-friendly option with little upkeep, these condos and smaller homes are great choices:

• 490 Morro Ave #5 ($515,000) – A 1-bedroom, 1-bathroom condo just steps from the Embarcadero. Perfect for downsizing, this unit offers easy access to restaurants, shops, and the bay. HOA fees are $275/month, and assigned parking is included.

• 331 Panay St ($624,000) – A cozy 2-bedroom, 1-bath bungalow with recent renovations. The fenced front and back yards offer privacy and space for a small garden. Limited parking but a great investment.

• 168 Sandpiper Ln ($915,000) – A 2-bedroom, 2-bath condo in the sought-after Bayshore Village. It’s a single-level unit with a two-car garage and access to community amenities like a pool, hot tub, and clubhouse. HOA fees are $549.77/month.

Best Choice: 168 Sandpiper Ln – This condo offers the easiest lifestyle with great amenities and a quiet setting near the bay.

Single-Level Homes for Easy Living

Many retirees prefer single-level homes for accessibility and convenience. These homes offer space without the hassle of stairs:

• 2931 Hemlock Ave ($790,000) – A charming 2-bedroom, 1-bath home with a spacious yard. Perfect for gardening, pets, or outdoor activities. Built in 1953, so some updates may be needed.

• 855 Olive St ($1,050,000) – A recently remodeled 2-bedroom, 1-bath home in Morro Bay Heights. Move-in ready with ocean views, modern finishes, and an attached garage.

• 2526 Atascadero Rd ($2,400,000) – If you want space, this 6-acre hacienda is perfect. It features a main home, guest apartment, an avocado farm, and a large garage. Located just 4 miles from Morro Bay.

Best Choice: 855 Olive St – Newly updated, single-level, and close to town, making it ideal for retirees who want comfort and convenience.

Ocean View Homes with Extra Perks

For retirees looking for beautiful ocean views and additional amenities, these homes are top picks:

• 590 Downing St ($1,080,000) – A 3-bedroom, 2.5-bathroom home designed to maximize ocean views. It includes an elevator for easy access and low-maintenance landscaping.

• 172 Bayshore Dr ($1,400,000) – A luxurious tri-level townhome with waterfront views and top-tier finishes. Community perks include a heated pool and spa, but it does have HOA fees of $570/month.

  
  

Best Choice: 590 Downing St – The elevator makes it highly accessible, and the views are stunning.

Luxury & Custom Homes for a Dream Retirement

If you’re looking for a truly special home, these high-end properties provide space, luxury, and breathtaking views:

• 325 Zanzibar St ($1,795,000) – A three-story home built in 2014, featuring panoramic ocean views, solar panels, an elevator, and an oversized two-car garage.

• 670 Sequoia Ct ($2,750,000) – A new-construction home with an enormous 6-car garage, energy-efficient design, and a private half-acre lot.

Final Thoughts

Morro Bay offers a range of homes perfect for retirees, whether you’re looking for a simple condo, a charming bungalow, or a luxury retreat. If you want minimal upkeep, 168 Sandpiper Ln is a great choice. If you prefer a single-level home, 855 Olive St is ideal. For those who want ocean views with accessibility, 590 Downing St is the best pick.

No matter your budget or lifestyle preference, Morro Bay has the perfect home for your retirement. Ready to find your dream home? Let’s talk today!